Get back-to-school ready with the School Student Broadband Initiative.
There’s no doubt that children who can access online learning at home as part of their education are more likely to engage in classroom activities. And now, thanks to the School Student Broadband Initiative (SSBI), they can.
Whether you’re a first home buyer, upgrading, downsizing or looking to refinance your existing mortgage, if you’re looking for a home loan, a mortgage broker can help you sort through the many options on offer from different lenders. Mortgage broking is a service that can give you information upfront, help steer you in the right direction and set you up for long-term success.
And in the current interest rate environment, knowing the right broker and the right questions are more important than ever.
Buying your first home is one of the most exciting times in your life. But equally, working out how to finance it can be quite daunting and challenging. So we’ve put together a general checklist of information to help you to navigate your savings journey – and hopefully make the process as seamless as possible.
Identify your Budget.
The first thing you need to do is determine is how much you can borrow.
Looking to build your first home? It's beneficial to know what Governement incentives to take advantage of as it will save you money!
You could be eligible to receive the Victorian Government First Home Owner Grant, which gives successful applicants a $10,000^ financial grant to put towards the cost of building their new home.
When it seems everyone around you is talking house prices, how do you know what your home is worth? If it’s been a while since you bought, it can be difficult to keep up to date with your property’s value. So, how can you work it out?
Ask an agent for an appraisal. Most agents will be happy to oblige, and you might be pleasantly surprised by how much it is worth in today’s market.
As you begin to consider appliances when building your new home, or if you are considering updated appliances for your current home, it’s always beneficial to understand what to consider when looking at energy efficient appliances.
Did you know that food waste costs the Australian economy around $36.6 billion each year? Over 50% of this derives from households, with an average household throwing away $2,000 – $2,500 worth of food each year.
But just a few simple changes can make a big difference!
With an ongoing focus on interest rates, now could be the perfect time to make some clever and practical changes to your finances and learn how to prepare for any further fluctuations with our helpful tips.
Assess your budget
Now is an ideal time to look at your finances and take stock of your expenses.
Creating a written copy of your spending habits to keep track of and highlight any behaviours can be a great way to note any negative patterns. Assess your current weekly or monthly costs and note the areas you can limit spending.
